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Purchasing A Home in Washington State

Congratulations!

Buying your own home is the most satisfying purchase you will probably ever thank yourself for. If this is your first home, we can help you understand how it all works. If you are an experienced home buyer, we will make this a painless process. Whether you are interested in a Fixed Rate Mortgage, an Adjustable Rate Mortgage or one of the Hybrid Mortgages, Olympic Northwest Mortgage will find you the best available interest rate, for the available terms. Please refer to the Glossary for a clear explanation of any unfamiliar terms.

Count on Olympic Northwest to:

• Guide you through the, often confusing, application process.
• Assist you in selecting the best loan to meet your personal situation and goal. (This single decision can save you thousands of dollars throughout the years!)
• Keep you informed of your loan status throughout the entire process.
• Keep your Realtor informed of our loan progress (Note: your personal information is always Confidential between you and Olympic Northwest)

Count On Your Realtor To:

• Preview available homes to weed out those that are overpriced, or undesirable some other way. - Present the homes that suit your needs as you've defined them.
• Help you determine the difference between a "good buy" and a property which because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell it in the future.
• Negotiate the best deal for you. With a Pre-Qualification letter in hand, your Realtor will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else's, even if your offer is lower!

Count On Yourself To:

• Keep your Realtor informed of any questions or concerns as they develop. - Keep the process moving by providing documentation and decisions as soon as possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last minute details or events that require your attention.
• Enjoy purchasing your home, but do remain objective throughout to make the business decisions that are best for you.
• Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.