Everyone Needs Car Insurance
Get Auto Insurance from our Silverdale and Port Orchard offices, serving all of Western Washington
When you need auto insurance in Western Washington, come to Olympic Northwest Insurance. We will help you determine the right type of coverage, and we'll find the lowest rates and qualifying discounts available through reputable carriers.
Benefits of an Auto Policy
A car insurance policy protects you from unforeseen expenses and liability lawsuits resulting from an accident. Car insurance is a requirement for vehicle registration, and most states require car insurance to minimize costs and accident-related medical bills.
Car insurance also ensures that you will be able to afford the costs of an accident. For example, liability insurance covers damages to other cars and drivers if you are liable, but it doesn't provide coverage to repair your vehicle.
Another beneficial protection is comprehensive insurance. It pays for damages to your covered vehicle caused by something other than a collision. Contrary to popular belief, fire, theft, a tree falling on the car, etc., are not covered by your homeowner's or renter's insurance policies.
In addition to purchasing liability, comprehensive, and collision insurance, you may wish to consider PIP insurance. PIP stands for Personal Insurance Protection. It is a policy extension that covers medical expenses, lost wages, and other extra expenses you incur as a result of injury from a covered accident. If you carry PIP insurance and are injured in an accident, you receive benefits regardless of who is at fault. Each driver's policy pays for damages.
To protect you, your passengers, and your car, it's best to find a policy that provides liability, comprehensive, collision, and PIP coverages. However, this combination can be expensive for some individuals, so you may need to choose one or the other. To determine what type of coverage is best for you, feel free to speak with our experienced professionals.
Since 1998, Olympic Northwest Insurance has helped customers meet state requirements and find excellent rates. We believe in building trustworthy relationships with our clients through the work that we do.
If you have questions regarding the level of coverage that is right for you, contact our agents at 360-337-0116 (for Silverdale) or 360-876-0706 (for Port Orchard) today to discuss your insurance needs.